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If you're going to make use of a small-cap index like the Russell 2000, you could want to pause and consider why a good index fund business, like Lead, does not have any kind of funds that follow it. The factor is since it's a poor index.
I haven't even addressed the straw man here yet, and that is the truth that it is reasonably unusual that you really have to pay either taxes or significant payments to rebalance anyhow. The majority of intelligent investors rebalance as much as possible in their tax-protected accounts.
And of program, no one ought to be acquiring loaded common funds, ever. It's truly also bad that IULs do not work.
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